FIND THE MORTGAGE RATE THAT’S RIGHT FOR YOU
Looking for advice on your buying, building, or refinancing rate options? Talk to us by clicking the tab above, or start your application online below and we’ll get back to you soon for an in-depth chat on your options.
What’s the difference between fixed rate closed, fixed rate open and our variable CAPPED mortgages?
Fixed Rate Closed Mortgage: Your interest rate and payments stay the same throughout the mortgage term, and your interest rates - and in turn, cost of borrowing - is typically lower. You can only prepay or refinance based on the terms of your mortgage agreement, which can include a prepayment penalty.
Fixed Rate Open Mortgage: Your interest rate and payments stay the same throughout the mortgage, and you can pay the mortgage in full or in part, renegotiate it, or renew it at any time without a penalty.
Variable CAPPED Mortgage: Your interest rate fluctuates with Prime and allows you take advantage of a preferred floating rate with the comfort of knowing the rate cannot exceed a predetermined maximum (cap rate) during the term of the mortgage.
Fixed Rate Closed Mortgage
1 Year Closed
2 Year Closed
3 Year Closed
4 Year Closed
5 Year Closed
7 Year Closed
Fixed Rate Open Mortgage
6 Month Open
1 Year Open
2 Year Open
3 Year Open
4 Year Open
5 Year Open
Variable CAPPED Mortgage (Prime - 0.25%)
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THE LEGAL STUFF:
**Variable CAPPED Mortgage is Prime minus 0.25% (1-5 and 7 year terms)