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Everyday accounts for the everyday banker.

Award-winning banking apps, free ATM networks and the protection of a rock solid 100% Deposit & Interest Guarantee*, unique to credit unions. 


Choose from a variety of chequing accounts to suit your daily banking needs. Online, in person, or over the phone. At Chinook Financial, you can access your chequing account through whichever method you enjoy most. It’s easy.


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Switching Is Simple!

Use ClickSWITCH to securely transfer direct deposit and automated bill payments to your new Chinook Financial chequing account in just a few clicks.


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Overdraft Protection

Overdrawing can happen to anyone. Protect yourself from penalties and save money with overdraft protection. As an extension of your chequing account, your cheques and other debits are automatically covered when you need it most. Avoid costly non-sufficient funds (NSF) service charges and unauthorized overdraft charges. Talk to us about adding it to your account today.


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Maximizer Chequing Account Rates





Over $5000


Fat Cat/Headstart Accounts Rates


Golden Chequing Account Rates


Full Service Chequing




Maximize your chequing by enjoying an account that has everything you need!

  • Monthly fee: $20
  • Unlimited transactions
  • $5 discount on safe deposit box
  • Free Choice Rewards
  • Free drafts
  • Free cheques
  • Free eStatements
  • Interest earning


Choice Chequing Account

Enjoy an account that’s perfect for everyday banking!

  • Monthly fee: $15
  • 40 free debit transactions
  • $12 Choice Rewards
  • $5 discount on safe deposit box
  • Free cheques
  • Free eStatements

Lifestyles Account

Never carry cash? Love the freedom of online banking? Then enjoy the modern flexibility for this account without worrying about closing hours.

  • Monthly fee: $10
  • Unlimited online banking
  • Free online transfers between accounts
  • Free eStatements

Regular Personal Account

Perfect for those who want complete control. Minimize your monthly fees by paying as you go with this account. Recommended for under five transactions per month.

  • Monthly fee: $2
  • Free eStatements

US Dollar Chequing

This pay as you go account allows you to hold your US cash without having to convert to Canadian funds. Great for the short term.

  • $1 per transaction
  • Free eStatements


How does free unlimited banking sound as a 60th birthday present? As soon as you turn 60, come see us so we can give you the gift that keeps on giving.

  • Monthly fee: $0
  • Free cheques
  • Free eStatements
  • Interest earning

FAT CAT® Account

This free account is for members between the ages of 0-12 to help teach our youngest members how to manage their money for the first time.

  • Monthly fee: $0
  • Free paper statements
  • Interest earning


Enjoy your teenage years without paying a single fee. Perfect for members aged 12-18 years old.

  • Monthly fee: $0
  • Free paper statements
  • Interest earning

Student Choice Account

Students already have enough costs to worry about! If you’re 19-25 years old, let us provide some relief. Just show us proof of your school enrolment (at least 60%), and we’ll give you a free unlimited banking account. Don’t worry. There won’t be a test on this.

  • Monthly fee: $0
  • Free Cheques
  • Free eStatements

Protect Your Bank Drafts Like Cash

Bank Drafts are available to members at any branch location. It's vital that you treat your bank draft like cash once it is issued. Unlike personal cheques, Bank Drafts are guaranteed instruments, which means a stop payment cannot be placed on it and it cannot be cancelled.


When delivering your bank draft to the intended recipient, we strongly recommend that you personally deliver it, or that a trackable delivery method is employed, such as courier or registered mail.


Learn more about next steps if your bank draft has been lost or stolen.

The Legal Stuff:

*Rates effective as of 7 November 2017. Terms and conditions apply. All principal and interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation, excluding common shares, investment shares, and mutual funds. All rates and products are subject to change without notice. Authorized credit approvals required for all overdraft, credit card and lending products. ATM charges from other institutions may apply. All trademarks are the property of their respective owners. The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you, and reach out to our teams to help determine if the product is appropriate for you. Legal Terms of Use apply.